Business funding, powered by Prospa
Borrow up to $1M, with Line of Credit options up to $500K
Apply Now →
Funding options to suit your business needs
With a quick application and fast decisions, you'll be able to move on your plans sooner.
Business Line of Credit
Ongoing access to funds to use when you need it. Only pay interest on what you use — perfect for managing cash flow and seizing opportunities as they arise.
Small Business Loan
Fast access to capital to support cash flow or help you take the next step. Straightforward terms with a simple application process designed for busy business owners.
Business Loan Plus
Larger loans for bigger plans and long-term investment in your business. Designed for established businesses ready to scale, expand, or make significant capital investments.
Funding options to suit your business needs
With a quick application and a fast decision
Business Line of Credit
Get ongoing access to funds up to $150,000 and only pay interest on the funds you use. Ideal for managing cashflow and unexpected expenses.
Apply now →
Small Business Loan
Borrow from $5,000 to $150,000 as a lump sum over a fixed term of up to 36 months. Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.
Apply now →
Business Loan Plus
Borrow from $150,000 to $500,000 as a lump sum over a fixed term of up to 36 months. Often used for funding growth, renovations and refits, or equipment purchases.
Apply now →Getting started is fast and easy
Three simple steps stand between you and the funding your business needs.
Apply online in minutes
Have your active ABN, valid driver licence, and business bank details handy. The online application is quick and straightforward.
Takes just minutesGet a same-day decision
For loans under $150K, Prospa will be in touch quickly with next steps or any follow-up questions — often on the same business day.
Same-day for <$150KAccess your funds
Once your loan is settled, funds can be in your business account within the hour. Get back to running your business without delay.
Funds within the hourFill out this form to start your application
A Prospa specialist will be in touch shortly to guide you through the next steps. Fast, friendly, and obligation-free.
Frequently asked questions
Everything you need to know about funding through Prospa.